Many homeowners feel powerless when their bank sends them a Notice of Default and might consider filing bankruptcy to stop foreclosure on their house.

Loan modifications, secondary loans, borrowing from acquaintances, filing for bankruptcy, and selling are all possibilities with varying success rates.

Late fees, exorbitant monthly payments, and other bills can make affording your current home a nightmare.

When you acquire a mortgage, there’s a constant threat of foreclosure looming over your head.